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How to Make Money as a 12 Year Old

You're never too young to start earning. Here are 25 legit, parent-approved ways to make your first money at 12.

At 12, you can't get a traditional job yet, but there are plenty of ways to earn real money right in your neighborhood and online (with a parent's help). The trick is to start with something simple, do a great job, and let word spread.

Around the neighborhood

Using your skills

Rule #1 for 12-year-olds: Always work with a trusted adult's knowledge, especially anything online or in someone else's home.

What to do with your first earnings

Once the money starts coming in, don't spend it all. Use the simple split:

  1. Save a chunk toward a goal.
  2. Spend a little on something you enjoy. You earned it!
  3. Grow the rest by reinvesting in your hustle (better supplies, flyers).

Your next step

Pick one idea from this list and try it this week. Getting your very first paying customer is the hardest and most exciting part. Everything gets easier after that.

Want a nudge every day? Join the Daily Money Challenge and we'll walk you from idea to income, one small step at a time.

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